Real Estate Blog

Author: Becky Frey

  • Increase Home Value with a Freestanding Bathtub

    Freestanding bathtubs have long been a symbol of luxury. They not only give a bathroom a more polished look, they also will raise a property’s resale value — especially in the highly competitive U.S. housing market.

    Though bathroom trends change, they are a top choice in luxury homes. Above and beyond mere appearance, freestanding tubs make a statement, drawing attention to themselves, both in listings and at open houses.

    If you are undertaking a bathroom remodel, freestanding baths might be a smart choice. Along with their upscale appearance, these features add a touch of luxury that can increase your home’s appeal to potential buyers when it hits the market.

    Attract Potential Homebuyers

    According to data from property sites like Zillow and Redfin, a well-designed bathroom is one of the key factors in a buyer’s decision-making process. Bathrooms with freestanding tubs stand out in listing photos and are often the difference between a home that sells fast and one that lingers on the market.

    In real estate, this feature is known as the ‘wow‘ factor—the detail that instantly grabs buyers’ attention during a home tour.

    Increase Property Value by 5% or More

    Reports by Opendoor and HomeAdvisor indicate that a bathroom remodel done right can raise a home’s value by 5% or more. And freestanding baths are one type of high-end upgrade that enjoys a high ROI. Houses featuring these aspirational features tend to be considered “move-in ready” or upgraded in the eyes of buyers, and they’re typically willing to pay a premium for a house that already includes their must-have features.

    Available for a Variety of Bathroom Sizes and Styles

    One of the best aspects of freestanding tubs is that they come in a wide variety of sizes and designs. It’s suitable for any home.

    • Spacious bathrooms: Classic oval models, spa-style soaking tubs, or large tubs with clawfoot features.
    • Small bathrooms: Compact or semi-freestanding models provide a sleek look without overwhelming the space.
    • Modern homes: Choose a model with a matte or stone-inspired finish.
    • Traditional homes: Clawfoot tubs with vintage accents are perfect for homes with timeless architecture.

    Easy to Install and Maintain

    Freestanding bathtubs don’t have to be placed against a wall, which makes them easier to install and usually don’t require major renovations. Plus, you get more freedom to change up the space around them—like repainting or updating the tile—without messing with the tub itself.

    Materials like acrylic, cast iron, or solid surface resin are built to last—and they help keep your tub looking great for years.

    Adding Everyday Comfort

    A freestanding bathtub doesn’t just add value to a home—it also elevates everyday comfort for the homeowner. An afternoon soak can feel like a mini spa day. More and more U.S. buyers are looking for homes that support a wellness-focused lifestyle, and features like this fit right into that trend.

    Key Takeaways:

    • Freestanding tubs add luxury and increase home value.
    • They work in both small and large bathrooms.
    • Buyers are drawn to homes with spa-like features.
    • Installation is easier than traditional built-ins.
    • Low-maintenance and long-lasting materials.

    Tips If You Want to Add a Freestanding Bathtub

    • Double-check your plumbing and drainage—some adjustments may be needed if you’re replacing a built-in tub.
    • Pick materials that suit your home’s aesthetic and are easy to maintain.
    • Think about natural light placement to make the space feel brighter and more open in listing photos.

    Whether you’re getting ready to sell or just want to elevate the comfort and style of your home, a freestanding bath can be a small upgrade that makes a big difference. In competitive markets like Texas, California, or Florida, it’s the kind of feature buyers tend to fall in love with.

  • 10 Essential Commercial Building Maintenance Tips

    Buildings shift, they creak, and if left unchecked, they will fail. Flickering lights can wear down wiring. Slow drips of water can lead to rot. How do you fix this? Preventative maintenance. Not quick fixes, but regular upkeep. And no, it’s not just about wiping vents and checking smoke detectors. It’s about setting clear routines to keep every part of a building working together. These ten essentials keep a building clean, safe, and solid.

    1. Routine Inspections to Catch Hidden Problems

    Inspections aren’t just a formality. Regular walk-throughs can identify tiny issues before they become major ones—such as small cracks, sluggish leaks, odd odors, or chronic heating and cooling issues. The more you do them, the easier it is to spot trouble.

    2. Effective Waste Management

    Waste builds slowly. A stack of boxes here, a broken chair there. Then one day the loading dock’s a labyrinth, the storage room’s unusable, and someone’s reporting a smell no one wants to trace. Rubbish—left to marinate—invites more than just clutter. It draws pests, mould, complaints. And eventually, health inspections.

    Regular cleanups and ongoing rubbish removal collection aren’t about being neat. They’re about maintaining momentum. About ensuring that the functional doesn’t quietly become dysfunctional. Skip it once? You’ll notice. Skip it twice? So will your tenants. Clean spaces signal order. And order signals control.

    3. HVAC: Comfort and Efficiency

    A neglected heating and air system can cause poor air quality, interior temperatures that are not, and huge utility bills. Regular maintenance, including changing filters and checking systems, will keep everything running at peak performance.

    4. A Dedicated Cleaning Team

    A good commercial cleaning company doesn’t just clean—they keep an eye out. That means spotting mold creeping into grout or noticing unusually damp areas. They can flag issues early, before they turn into something costly or out of control.

    5. Exterior Maintenance

    Cracks in exterior walls, clogged gutters, and peeling paint can all affect a building’s appearance. Aside from being an eyesore, these can be entry points for structural issues. A neat exterior will directly reflect the interior.

    6. Always-Ready Fire Systems

    Alarms, sprinklers, and extinguishers are not usually called upon—but when they are, they must be 100% ready. Regular inspections and tests are necessary to make sure that systems are operational and meet safety standards.

    7. Plumbing and Electrical

    Plumbing and electrical issues often get overlooked until there’s a leak or a power failure. Regular maintenance—especially by experienced local electricians and licensed plumbers—can catch trouble early and help prevent bigger, costlier problems down the road.

    8. Emergency Preparedness

    Emergencies don’t have a schedule, and neither should your response to them. Keep evacuation paths clear, first aid kits and AEDs easy to access, and backup equipment—such as generators—available to use. Maintenance and regular practice aren’t mere formalities; they’re real preparedness at critical moments.

    9. Interior Systems with a Professional Feel

    A jammed door, flickering light, or faulty access control may seem trivial, but taking care of these small issues can help maintain a comfortable and professional appearance.

    10. Structural Health: A Long-Term Investment

    Structural issues don’t happen overnight. A small crack or rust spot that’s ignored can turn into an expensive problem. Regular inspections and maintenance can help you avoid costly repairs down the line.

    Maintenance is an Investment

    Taking care of a building isn’t about waiting for it to fail and then repairing it—it’s about keeping it well-maintained. Preventive maintenance helps avoid damage, saves you money, and ensures long-term comfort.

  • 12 Home Upgrades Worth Every Penny

    Not every upgrade adds real value—but the right ones absolutely do. Whether you’re planning to stay for years or thinking about selling soon, these 12 smart home improvements can make your space more comfortable, more stylish, and ready for whatever comes next.

    1. Barrier-Free Bathrooms

    Forget stepping over a tub or tripping on a curb. Zero-threshold or curbless showers are one of the most popular upgrades for both style and safety. These walk-in showers have a sleek look that’s ideal for aging in place, which makes this a smart resale investment. With clean lines and accessible design, these showers are a win for modern buyers—and home inspectors, too.

    Why it matters:

    • Improves accessibility (ADA-compliant)
    • Brings a high-end, spa-like feel
    • Boosts resale value, especially in 55+ or senior-friendly communities

    2. Upgraded Carports and Functional Garages

    In most American homes, the garage is an afterthought—no longer. With a few smart upgrades—like wall insulation, proper lighting, built-in storage, or converting part of it into a home gym, workshop, or even a custom made carport—you’re adding valuable square footage that stands out to appraisers and homebuyers. Boost appeal even more with epoxy flooring and energy-efficient garage doors.

    Why It Matters:

    • Expands usable space
    • Supports flexible, multi-purpose living
    • Attracts buyers looking for organized, move-in-ready garages

    3. Energy-Efficient “Cool” Roofs

    As rising energy costs have made heat-reflective roofing materials a necessity rather than a luxury, cool roofs made from shingle-style reflective materials, metal panels, or coated tiles help reflect solar heat, lowering A/C bills and keeping indoor temperatures more comfortable.

    Why It Matters:

    • Lowers energy bills
    • Reduces strain on HVAC systems
    • Improves your home’s energy-efficiency rating

    4. Quartz Countertops with a Designer Edge

    The low-maintenance, ultra-hard surface is ideal for high-trafficked kitchens, and with just the right details, it can be decidedly upscale. Try waterfall edges, built-in sinks, or dramatic slab backsplashes. Add stylish hardware and show-stopping lighting, and your kitchen is elevated.

    Why It Matters:

    • Sleek, modern look with serious functionality
    • Resistant to stains, scratches, and bacteria
    • A big resale win—buyers love a kitchen that’s both beautiful and practical

    5. Statement Art That Sets the Tone

    Artwork does more than fill empty walls—it can completely change the feel of a room. A bold painting, oversized print, or well-curated gallery wall adds personality, depth, and a sense of style. For a polished look, consider using professional picture hangers. It’s a powerful way to elevate your space, whether you’re living in it or getting it ready to sell.

    Why It Matters:

    • Instantly adds character and visual interest
    • Helps potential buyers imagine the space as stylish and livable
    • Great for staging: makes a room feel complete and thoughtfully designed

    6. Radiant Floor Heating

    Heated flooring isn’t just Scandinavian, though – radiant heat, especially for bathrooms and basements, delivers quiet, consistent warmth. It’s a premium upgrade in colder U.S. climates and upscale markets like the Northeast, Midwest, and mountain states.

    Why It Matters:

    • Increases comfort and energy efficiency
    • Featured as a premium selling point
    • Gets rid of the need for space heaters or cold tile shock

    7. Smart Bathroom Fans with Humidity Control

    High humidity causes mold—and mold kills deals during an inspection. Smart exhaust fans constantly monitor moisture and turn on as needed. No longer will you be reminded with a forgotten manual switch. It’s a small upgrade with big benefits in air quality and maintenance prevention.

    Why It Matters:

    • Protects against moisture damage
    • Improves air quality (important during modern home inspections)
    • Has hands-free tech appeal

    8. Tankless Water Heaters

    In contrast to traditional tanks, tankless water heaters heat water only when needed. They are compact, energy-efficient, and ideal for modern living. They cost a bit more upfront, but tend to last longer and may qualify for energy rebates in most U.S. states.

    Why It Matters:

    • Lowers repair costs
    • Frees up space in basements or utility closets
    • Appeals to eco-conscious buyers

    9. Decks and Outdoor Living Spaces

    Adding a deck or patio with composite decking, string lights, and weatherproof furniture will turn a backyard into a second living room. It’s a major selling point, especially in Sunbelt states like California, Texas, and Florida.

    Why It Matters:

    • Expands living space
    • Boosts both lifestyle and curb appeal
    • High return on investment, particularly in suburban markets

    10. Smart Storage Solutions for the Kitchen

    Good storage never goes out of style. Adding pull-out pantry shelves, lazy Susans, or toe-kick drawers can transform an average kitchen into a cook’s paradise. And, no, you don’t necessarily have to gut the whole room—just make the most of what you already have.

    Why It Matters:

    • Improves kitchen workflow
    • Avoids clutter (a huge no-no with staging)
    • Increases perceived kitchen space

    11. Bold Interior Paint and Textured Walls

    Neutral is safe, but bold is memorable. Darker greens, richer blues, moodier blacks, or textured wallpaper bring depth and character. Potential buyers will stop at a house that stands out (and is tastefully designed) from others at a similar price point.

    Why It Matters:

    • Adds contemporary design appeal
    • Helps your listing stand out
    • Creates an emotional connection with buyers

    12. Smart Solar Installations (With Battery Backups)

    Solar panels not only help save on electricity costs, but during power outages, they can be a lifesaver. The cost of installing solar panels may be high, but having a solar system for backup power to essential appliances, lights, and Wi-Fi can be extremely beneficial.

    Why It Matters:

    • Eligible for tax rebates and incentives
    • Reduces electricity costs
    • Adds value in environmentally conscious markets like California, Colorado, and Oregon

    Smart home improvements offer long-term value, functionality, and benefits that extend beyond their appearance. Whether you’re selling your home or integrating it into your lifestyle, these investments deliver real returns. Consider your area’s climate, neighborhood trends, and buyer demographics, before starting a major project.

  • Why You Should Get an FHA Loan in Texas

    If you’re planning to buy a home in Texas but worry about your credit score, savings, or past financial setbacks, an FHA loan might be the perfect solution. Backed by the Federal Housing Administration, these loans are built to help people with moderate incomes and less-than-perfect credit finally become homeowners. In this guide, we’ll break down why FHA loans are a smart move for Texans—and how to qualify.

    What Is an FHA Loan?

    An FHA loan is a type of government-backed mortgage insured by the Federal Housing Administration, which operates under the U.S. Department of Housing and Urban Development. FHA loans are made by FHA-approved lenders and are particularly sought after by first-time homebuyers but are available for repeat homebuyers as well.

    Unlike conventional loans, FHA loans have lenient conditions, and are therefore appropriate for those who cannot qualify for the more stringent terms of the usual mortgage programs.

    Top Benefits of an FHA Loan in Texas

    1. Low Down Payment – As Low as 3.5%

    Saving for a large down payment can be a huge barrier for buyers. FHA loans require only 3.5% down if your credit score is at least 580. Even with a credit score between 500–579, you may still qualify with a 10% down payment.

    2. Easier Credit Qualification

    FHA loans are designed for low credit score borrowers. They require only a 580 credit score in 2025 for the lowest down payment category. There are lenders that approve loans for borrowers with credit scores as low as 500 under specific conditions.

    3. Higher Debt-to-Income (DTI) Ratios Allowed

    Texas FHA lenders are more flexible, allowing a debt-to-income (DTI) ratio of up to 57%, compared to the 45–50% cap on most conventional loans. That makes it easier for borrowers who already have things like student loans or car payments.

    4. No Minimum Income Requirement

    There’s no official minimum income required. You just need to show a stable income over the past two years, with documentation such as tax returns, pay stubs, or W-2s (Wage and Tax Statement).

    5. Flexible Sources for Down Payment

    Your down payment funds may come from your personal savings, down payment assistance programs, or from financial gifts from family members or friends. Just keep in mind: financial gifts over $19,000 for an individual ($38,000 for a couple) could be taxable to the donor in 2025.

    Texas-Specific Down Payment Assistance Programs

    Texas offers several down payment assistance programs for first-time and repeat homebuyers:

    • Texas Homebuyer Program: Offers up to 5% of your first mortgage amount in assistance, usable for down payment or closing costs.
    • Pathway to Homeownership: Through New American Funding, eligible buyers may receive up to $6,000 in assistance.
    • Local Programs: Many cities and counties in Texas offer their own DPAs—check with your local housing office or HUD for details.

    FHA Loan Property Options in Texas

    FHA loans in Texas can be used for a wide range of property types, including:

    • Single-family homes
    • 2–4 unit properties (duplex, triplex, fourplex)
    • Condos and townhomes
    • Manufactured homes
    • Fixer-uppers (with FHA 203(k) loans)

    The property must be your primary residence—FHA loans are not for vacation homes or rentals.

    FHA 203(k) Loans: Buy & Renovate in One

    Want to buy a fixer-upper? FHA 203(k) loans roll the purchase price and renovation costs into a single loan. Two types are available:

    • Limited 203(k) – Up to $35,000 in repairs (no structural changes)
    • Standard 203(k) – Includes major renovations, accessibility upgrades, or structural repairs

    Great for buyers looking to build equity or customize their homes.

    FHA Streamline Refinance: Lower Your Rate

    Already have an FHA loan? The FHA Streamline Refinance can help you lower your interest rate without:

    • A new appraisal
    • Income verification
    • Employment checks
    • Credit review

    It’s a fast, easy way to lock in better terms when rates drop.

    Mortgage Insurance: What You Need to Know

    All FHA loans require Mortgage Insurance Premiums (MIP):

    • Upfront MIP: 1.75% of the loan amount, paid at closing or rolled into the loan.
    • Annual MIP: Paid monthly as part of your mortgage payment.

    MIP is required for the life of the loan if your down payment is below 10%. If you put down 10% or more, you may be eligible to remove MIP after 11 years.

    FHA Loan Requirements in Texas (2025)

    To qualify, you’ll generally need:

    • Credit score of 580+ for 3.5% down (or 500–579 for 10% down)
    • Verifiable, consistent income for the past 2 years
    • Primary residence (not a rental or investment)
    • DTI ratio under 57% (most lenders prefer ≤43%)
    • Home inspection that meets FHA standards
    • Mortgage insurance Premiums (MIP)
    • Down payment of 3.5%–10%, depending on your credit score

    FHA Loan Limits in Texas

    Loan limits vary by county and are adjusted annually. In 2025:

    • Most Texas counties: $524,225 for single-family homes
    • High-cost areas (e.g., Austin, Dallas, San Antonio): Up to $571,550
    • 4-unit properties: Up to $1,099,150

    Check your specific county’s limit on the HUD or FHA websites.

    How to Apply for an FHA Loan in Texas

    Follow these steps:

    1. Check your credit score and start improving it if needed
    2. Set your budget with an online FHA mortgage calculator
    3. Gather documents: tax returns, W-2s, bank statements, ID, debt info
    4. Research DPA programs in your area
    5. Contact an FHA-approved lender like New American Funding

    FHA loans are the most flexible and affordable mortgages available to Texas homebuyers—especially first-time homebuyers and those with low credit scores. With low down payment requirements, relaxed DTI limits, and access to state-sponsored assistance programs, an FHA loan in Texas may be your ticket to homeownership.